Payday Loan Relief I Am Preparing To File Chapter 7 Bankruptcy- Can I Include A Payday Loan Taken 2 Months Ago?

I am preparing to file chapter 7 bankruptcy- can I include a payday loan taken 2 months ago? - payday loan relief

I live in Ohio and have read the new law, and I'm confused - with restrictions on luxury goods sec 310 states: "Cash advances totaling more than $ 750,00, which are extensions of consumer credit under a plan of lending to get a single debtor or a period of 70 days prior to the order of the activities under this title shall be presumed nondischargeable. I took the loan 9 August, and I'm starting 4th October, at a hearing on 5 October to avoid. shall be within 70 days.

This is not a plan to credit everyone know whether you can dischargedl? If you can, who knows if they are forced to pay up at once or can I change my payments?

THANK YOU !!!!!!!!!!!!!!!